Laws that protect you

Federal and state fair housing laws exist to ensure equal access to housing for everyone. These laws prohibit discrimination in real estate transactions based on:

  • Race
  • Color
  • Religion
  • Sex (including gender identity and sexual orientation)
  • Disability
  • Familial status
  • National origin

Key Federal Laws

Civil Rights Act of 1866

Prohibits discrimination in housing based on race or color in the sale or rental of property.

Civil Rights Act of 1968 (Title VIII)

Expanded protections to include race, color, religion, and national origin.

Fair Housing Amendments Act of 1988

Amended the 1968 Act to include protections based on sex, disability, and familial status. Together, these laws form what is commonly known as the Fair Housing Act.

Americans with Disabilities Act (ADA)

Title III prohibits discrimination against individuals with disabilities in places of public accommodation and commercial facilities.

Equal Credit Opportunity Act (ECOA)

Prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance.

Know Your Rights & Responsibilities

Sellers’ Responsibilities

Home sellers and landlords may not discriminate in the sale, rental, or financing of property based on protected characteristics. Discriminatory terms, conditions, advertising, or misrepresentation of availability are prohibited. Sellers may not instruct a real estate professional to discriminate.

Real Estate Professionals’ Responsibilities

Real estate agents, brokers, mortgage professionals, and loan officers must comply with fair housing laws and may not discriminate or follow discriminatory instructions from clients.

If You Believe Your Rights Have Been Violated

Housing discrimination complaints may be filed with the U.S. Department of Housing and Urban Development (HUD):

U.S. Department of Housing and Urban Development (HUD)
📞 1-800-669-9777 (voice)
📞 1-800-877-8339 (TTY)
🌐 www.hud.gov/fairhousing

You may also contact the Maine Human Rights Commission:
🌐 www.maine.gov/mhrc

Equal Opportunity Employment

Maines1Agent is also an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other characteristic protected by federal or Maine law.

We are dedicated to providing professional, ethical, and equitable service in both our housing practices and our workplace.